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What's the #1 reason that most new owner-operators fail?

Don't let this happen to you!

Watch short video below for proven trucking startup tips for owner-operators.

Trucking Start Up Tips Break Down Protection

More owner-operators fail because of catastrophic engine failure than any other reason.

What is the #1 reason why new owner-operators fail, hands down? Not being prepared for catastrophic engine failure! Chances are, you don’t have $25,000 – $50,000 sitting around for a certified overhaul.

You need a plan, because it’s not a matter of if, but when you will need an overhaul. Let’s say you buy a truck with over 500K miles, and you go with a lender who entices you with a low downpayment and a longer term. Without proper consideration of the mileage. If catastrophic engine failure strikes, it’s game over – you’re upside-down in your loan. When you read the fine print on that aftermarket warranty that they sold you, you realize that it doesn’t actually cover a complete overhaul – you’re out of business, and your credit is destroyed.

CAG Truck Capital Trucking Business Tips

Don't worry - there's good news!

There’s good news – it doesn’t have to be this way! CAG Truck Capital has guided tens of thousands of owner-operators to avoid and overcome the devastating effects of catastrophic engine failure. Did you know that CAG Truck Capital is the #1 engine overhaul company in the country? We’re proud to be recognized and recommended by Cummins, Detroit, PACCAR, Caterpillar, Volvo, and Mack repair facilities throughout the United States. No one else can say that!  And because of our more than 40 years guiding owner-operators through the engine overhaul process, we have created a revolutionary truck loan that INCLUDES A BUILT-IN ENGINE OVERHAUL FINANCE OPTION when needed. And the best thing is – YOUR MONTHLY PAYMENT NEVER INCREASES!

CAG Truck Capital Trucking Start Up Tips

Here's How It Works


Successful owner-operators start by choosing the right used truck. Our numbers show that with today’s complex emissions systems, the ideal start-up truck has about 350,000 miles.


We structure your loan around the life expectancy of the engine, which for example, could be approximately 2.5 years before it starts burning more and more oil and may require an overhaul.


Begin with a downpayment, that should the unthinkable happen, you and CAG are in a position to finance the overhaul. Generally speaking, this is approximately 30-35% down. Now, you are prepared! Anytime during the loan, if the engine decides it needs an overhaul, simply visit your local certified service facility, and CAG can finance that overhaul. You’ll keep about the same monthly payment, and we’ll simply extend your existing loan term. Your truck now has a brand new, zero-mile certified overhaul with a nationwide manufacturer’s warranty! Ready to provide years of worry-free miles.

Trucking Start Up Tips

Peace of mind. Protect your future.

With CAG Truck Capital’s financing with built-in engine overhaul option, you can sleep at night knowing that your business and your dreams are protected from the devastating effects of catastrophic engine failure. What do you want your future to look like? Make the same right choice as tens of thousands of successful owner-operators have made. Get in touch with CAG Truck Capital today – we’ve been the most trusted name in truck financing for over 40 years!

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New owner operators - keep your truck on the road and protect your dreams!

Don’t let catastrophic engine failure cause your new trucking business to fail. Protect your dreams and your future with the exclusive truck financing / built-in engine overhaul option from CAG Truck Capital!

Learn More or Apply Now

Disclosure Statement: Not all trucks will qualify. Credit approval is subject to CAG Truck Capital credit criteria and downpayment requirements.